At Celium Finance, we value and respect your privacy. This Privacy Policy outlines how we collect, use, and protect your personal information when you access our services.

By using our platform, you agree to the collection and use of information in accordance with this policy.

1. Information We Collect

   1. Personal Identification Information:
      1. Name, email address, phone number, and other contact details.
      2. Government-issued identification (if required by law).
   2. Usage Data:
      1. Details about how you use our platform, including access times and pages visited.
      2. Device information such as IP address and browser type.

2. How We Use Your Information

   1. To provide and maintain our services.
   2. To communicate with you regarding updates and notifications.
   3. To ensure compliance with legal obligations and protect against fraudulent activities.
   4. To analyze usage data and improve the user experience.

3. Data Protection

   1. We implement industry-standard security measures to protect your data.
   2. Access to personal data is restricted to authorized personnel only.
   3. Data is stored securely, and we employ encryption where applicable.

4. Your Rights

   1. You have the right to access, update, or delete your personal information.
   2. You can opt out of marketing communications at any time.
   3. Contact us for any questions or concerns about your data.

These Terms and Conditions govern your use of our platform. By accessing or using our services, you agree to comply with these terms.

1. Use of Services

   1. Our services are intended for users aged 18 and above.
   2. You agree not to use our platform for unlawful purposes or activities.
   3. You are responsible for safeguarding your account credentials.

2. Intellectual Property

   1. All content on the platform, including text, graphics, and logos, is the property of Celium Finance.
   2. Unauthorized reproduction, modification, or distribution is strictly prohibited.

3. Liability

   1. We are not liable for any damages resulting from the use or inability to use our services.
   2. Our platform may include links to third-party sites. We are not responsible for their content or policies.

4. Termination

   1. We reserve the right to terminate or suspend access to our platform without prior notice for violations of these terms.
   2. You may discontinue use of the platform at any time.

5. Changes to Terms

   1. We may update these Terms and Conditions periodically.
   2. Continued use of our platform after updates signifies your acceptance of the new terms.